Affiliate links. TCG Strat may earn a commission. ⓘCommission comes from the marketplace, not you — it never changes what you pay, and never changes which price we show as cheapest.
Life Insurance
Price history
Life Insurance price history chart, default range 3 months. currently $0.30.
Life Insurance Price Summary
Life Insurance's current headline price is $0.30.
Life Insurance Printings & Prices
Life Insurance has 5 tracked printings across 4 sets, in nonfoil and foil finishes, including extended art and promo pack treatments.
All finishes
Sell Life Insurance: Buylist Offers
| Buyer | Printing | Finish | Cash offer | Retail | Spread |
|---|---|---|---|---|---|
| Card Kingdom | PNCC #74p | Foil | — | — | — |
| Card Kingdom | NCC #174 | Nonfoil | — | — | — |
| Card Kingdom | OTC #233 | Nonfoil | — | — | — |
| Card Kingdom | NCC #74 | Nonfoil | — | — | — |
| Card Kingdom | DSC #224 | Nonfoil | — | — | — |
Life Insurance Rules Text & Legality
View on Scryfall ↗Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.)
Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
Life Insurance is legal in Legacy and Commander, and not legal in Standard, Pioneer, Modern and Pauper.
Life Insurance Rulings
- Jan 12, 2024 The amount of life you gain from extort is based on the total amount of life lost, not necessarily the number of opponents you have. For example, if your opponent's life total can't change (perhaps because that player controls Platinum Emperion), you won't gain any life.
- Jan 12, 2024 The extort ability doesn't target any player.
- Jan 12, 2024 The extort ability resolves before the spell that caused it to trigger. The ability resolves even if that spell is countered.
- Jan 12, 2024 You may pay {W/B} a maximum of one time for each extort triggered ability. You decide whether to pay when the ability resolves.
Reprints & Reprint Risk
Life Insurance has been reprinted 5 times. The Duskmourn: House of Horror Commander reprint cut the price 91% in 30 days.
| Set | Date | Rarity | Treatment | Price before | Day 1 | 30 days | 90 days |
|---|---|---|---|---|---|---|---|
| DSC #224 | 2024-09-27 | Rare | Standard | — | — | — | — |
| OTC #233 | 2024-04-19 | Rare | Standard | — | — | — | — |
| PNCC #74p | 2022-04-29 | Rare | Promo Pack | — | — | — | — |
| NCC #74 | 2022-04-29 | Rare | Standard | — | — | — | — |
| NCC #174 | 2022-04-29 | Rare | Extended Art | — | — | — | — |
Life Insurance in Commander
Life Insurance is the #5,843 most-played card on EDHREC, down 165 places over the last 30 days.
Life Insurance FAQ
How much is Life Insurance worth?
Life Insurance is worth about $0.30 for its cheapest playable printing as of Sep 23, 2026.
Is Life Insurance legal in Commander?
Yes — Life Insurance is legal in Commander. It is also legal in Legacy.
Has Life Insurance been reprinted?
Yes — Life Insurance has been reprinted 5 times, with 5 printings tracked on The Index.
Why is Life Insurance cheap?
Life Insurance trades at about $0.30 — 5 reprints keep supply plentiful, and Commander demand is modest (#5,843 on EDHREC).