TCG STRAT · Magic: the Gathering
Life Insurance Duskmourn: House of Horror Commander MTG card

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Life Insurance

ENCHANTMENT Rare
Duskmourn: House of Horror Commander DSC #224 EDHREC #5,843
$0.30
+7.1% 7 days

Price history

Loading price history…

Life Insurance price history chart, default range 3 months. currently $0.30.

View buying optionsMana Pool · Nonfoil

Life Insurance Price Summary

Life Insurance's current headline price is $0.30.

Life Insurance Printings & Prices

5 printings

Life Insurance has 5 tracked printings across 4 sets, in nonfoil and foil finishes, including extended art and promo pack treatments.

SORT
FINISH
All finishes
VERSIONS
COMPARE
Current

Sell Life Insurance: Buylist Offers

5 offers
Buyer Printing Finish Cash offer Retail Spread
Card Kingdom PNCC #74p Foil
Card Kingdom NCC #174 Nonfoil
Card Kingdom OTC #233 Nonfoil
Card Kingdom NCC #74 Nonfoil
Card Kingdom DSC #224 Nonfoil

Life Insurance Rules Text & Legality

View on Scryfall ↗

Enchantment — mana cost {3}{W}{B}

Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.)

Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.

"All the money in the world won't buy back a pulse."

Life Insurance is legal in Legacy and Commander, and not legal in Standard, Pioneer, Modern and Pauper.

standard
Not legal
pioneer
Not legal
modern
Not legal
pauper
Not legal

Life Insurance Rulings

4 most recent
  • Jan 12, 2024 The amount of life you gain from extort is based on the total amount of life lost, not necessarily the number of opponents you have. For example, if your opponent's life total can't change (perhaps because that player controls Platinum Emperion), you won't gain any life.
  • Jan 12, 2024 The extort ability doesn't target any player.
  • Jan 12, 2024 The extort ability resolves before the spell that caused it to trigger. The ability resolves even if that spell is countered.
  • Jan 12, 2024 You may pay {W/B} a maximum of one time for each extort triggered ability. You decide whether to pay when the ability resolves.

Reprints & Reprint Risk

5 printings

Life Insurance has been reprinted 5 times. The Duskmourn: House of Horror Commander reprint cut the price 91% in 30 days.

Set Date Rarity Treatment Price before Day 1 30 days 90 days
DSC #224 2024-09-27 Rare Standard
OTC #233 2024-04-19 Rare Standard
PNCC #74p 2022-04-29 Rare Promo Pack
NCC #74 2022-04-29 Rare Standard
NCC #174 2022-04-29 Rare Extended Art

Life Insurance in Commander

Life Insurance is the #5,843 most-played card on EDHREC, down 165 places over the last 30 days.

Life Insurance FAQ

How much is Life Insurance worth?

Life Insurance is worth about $0.30 for its cheapest playable printing as of Sep 23, 2026.

Is Life Insurance legal in Commander?

Yes — Life Insurance is legal in Commander. It is also legal in Legacy.

Has Life Insurance been reprinted?

Yes — Life Insurance has been reprinted 5 times, with 5 printings tracked on The Index.

Why is Life Insurance cheap?

Life Insurance trades at about $0.30 — 5 reprints keep supply plentiful, and Commander demand is modest (#5,843 on EDHREC).